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Euribor 3 Months Today

The 3-month Euribor is the workhorse of European finance: it underpins interest-rate swaps, Euribor futures and most floating-rate corporate credit. Today's value — 2.321% as of 6 Jul 2026 — with recent daily fixings below, from official EMMI/ECB data.

1-Month Euribor3-Month Euribor6-Month Euribor12-Month Euribor
Current rate
3-Month Euribor
2.321%
→ +0.000% vs prev. day
Published: 6 Jul 2026
Historical chart
Recent daily values
Recent values — 3-Month Euribor
Daily fixings, official EMMI/ECB data
DateRateChange
6 Jul 20262.321%→ +0.000
3 Jul 20262.321%↓ -0.014
2 Jul 20262.335%↑ +0.023
1 Jul 20262.312%↓ -0.012
30 Jun 20262.324%↑ +0.007
29 Jun 20262.317%↑ +0.026
26 Jun 20262.291%↓ -0.002
25 Jun 20262.293%↓ -0.010
24 Jun 20262.303%↓ -0.021
23 Jun 20262.324%→ +0.000
3-Month Euribor
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The corporate benchmark
Floating-rate business loans across the Eurozone are typically priced as "3-month Euribor + margin", with interest reset quarterly. Treasurers watch this tenor more closely than any other.
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Derivatives market anchor
The 3-month Euribor settles one of the world's most traded interest-rate futures (on ICE) and a vast swap market. Its forward curve is effectively the market's forecast of ECB policy.
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Closest to ECB policy
With only three months of horizon, this tenor hugs the ECB's deposit facility rate more tightly than 6M or 12M. A widening gap between 3M Euribor and the ECB rate signals expectations of imminent policy moves.
Frequently asked questions
Today's official fixing is shown above — 2.321% as of 6 Jul 2026, updated each business day at about 11:00 CET.
Rarely for retail mortgages — those usually track the 12-month or 6-month tenor. The 3-month rate dominates corporate lending and derivatives.
Because Euribor futures and swaps settle against it, its forward curve is a direct read on where markets think ECB rates are heading.
From EMMI via the European Central Bank's statistical warehouse — the same official series used by banks and clearing houses.