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Euribor 6 Months Today

The 6-month Euribor is the second most common mortgage reference in the Eurozone: loans tied to it are reviewed twice a year, so they react faster to rate changes than 12-month contracts. Today's value — 2.547% as of 6 Jul 2026 — with recent fixings below, from official EMMI/ECB data.

1-Month Euribor3-Month Euribor6-Month Euribor12-Month Euribor
Current rate
6-Month Euribor
2.547%
↓ -0.007% vs prev. day
Published: 6 Jul 2026
Historical chart
Recent daily values
Recent values — 6-Month Euribor
Daily fixings, official EMMI/ECB data
DateRateChange
6 Jul 20262.547%↓ -0.007
3 Jul 20262.554%↓ -0.011
2 Jul 20262.565%↑ +0.011
1 Jul 20262.554%↓ -0.014
30 Jun 20262.568%↓ -0.027
29 Jun 20262.595%→ -0.001
26 Jun 20262.596%↓ -0.010
25 Jun 20262.606%↓ -0.008
24 Jun 20262.614%↓ -0.024
23 Jun 20262.638%→ +0.000
6-Month Euribor
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Semi-annual reviews
A mortgage linked to the 6-month Euribor resets every six months. When rates are falling, borrowers benefit sooner than with a 12-month index; when rates rise, payments also climb sooner. It is a popular choice in Italy, Finland and the Baltics.
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Between short and long
The 6-month tenor sits in the middle of the Euribor curve — typically above the 3-month rate and below the 12-month rate. The spread between 6M and 12M is a quick gauge of how much easing or tightening markets expect within a year.
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Beyond mortgages
The 6-month Euribor is also used for corporate floating-rate loans, leasing contracts and some floating-rate notes, making it a broad barometer of medium-term funding costs in the euro money market.
Frequently asked questions
The current official value is shown at the top of this page — 2.547% as of 6 Jul 2026, updated each business day around 11:00 CET.
Neither is universally better. A 6-month index passes rate cuts (and hikes) to your payment twice as fast. If you expect falling rates, 6M adjusts sooner; if you value payment stability, 12M changes less often.
The fixing is published every TARGET2 business day. Your mortgage, however, only re-prices at its contractual review dates — normally every six months.
From EMMI via the European Central Bank's statistical data warehouse — the official source used across the industry.